I must start my answer by: “...It depends...”
...It depends what country do you live on.
...It depends on your health insurance.
...It depends on how much are you willing to put on it.
...It depends on what hearing aid you will get.
There are lucky folks that leave in Scandinavian countries, where many times the hearing aid is fully or partially covered. This is a result of two reasons: first, many hearing aids companies are based there and second, there is a tremendously generous welfare policy.
There are countries where there is a government health insurance, and the country's participation varies according to various criteria. Your health insurance may also cover some or all of the cost of the device.
The price of the device itself can range from a few hundred to
several thousand of dollars a device. Most devices that cost a
few hundreds are not recommended (and I'm talking about the price
before participation or refund of medical insurance).
These basic devices primarily amplify, but do not cope well with the challenges of filtering of noise or sound quality. Of course, if you can not afford but to buy these devices, it's better than nothing. Keep in mind, though, that with complex hearing loss, such a device can sometimes interfere more than it can help.
On the other hand, the world of hearing aids progresses extremely fast, and what considered to be the most advanced device just a year ago, is now only a second or third on the list. Therefore, there is no justification to run and buy the most expensive device out there.
If your hearing loss is simple and fairly easy to overcome, for instance, straight audiogram and moderate hearing loss, you don’t need the most sophisticated device. Another example is if you hardly leave your residence, and you only want the hearing aid for watching TV, there is no need to run to the state of the art device.
But, if your hearing loss isn’t trivial, and you are active on a variety of environments (restaurants, lectures, business meetings, family gathering etc.), a complex hearing aid can better handle such complexities.
A good general guideline would be to cover your needs, as far as
your budget allows, but don’t run to buy the top notch devices. On many
cases, the second best will do just fine.
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